The following news article describes something that happened to me, although this is about someone else.
http://www.shns.com/shns/g_index2.cfm?action=detail&pk=RAISEALARM-02-28-06
This invasion of privacy is not only insulting and inconvenient, it’s also incompetence of the highest order. Not only is this a complete violation of the 4th Amendment, its just plain stupid.
Twice in the last 2 months I’ve been punished for paying off my credit card by having my account flagged, thus freezing my account. Somehow, someone in Homeland Security thinks this will help stop terrorism. No, it won’t. What it will do is just drive terrorists underground. If I were a terrorist, I’d clue in pretty fast and stop using credit cards. If someone thinks they are actually going to catch terrorists this way, they are completely mistaken.